Discover how Bob of Ohio uses a type of private loans known as wrap loans to grow his family's HSA accounts as well as his children's education savings, enabling him pay for their grade school, high school, college, and even medical school. Bob reveals details including how he finds the investment opportunities and how he structures the loans. 0:00 How Bob got into self-directed investing 0:55 How wrap lending helps grow small accounts 1:46 How Bob found the investment opportunity 2:40 How Bob found the $54,000 he needed for the investment 3:26 Partnering with other investors 6:00 Total profit to each person 9:11 Benefits of wrap lending 9:40 HSA account tricks 11:25 Questions and answers