Tuesday, May 5, 2026

Why Some Investors Don’t Avoid UBIT

Learn more about how UBIT works in a self-directed IRA: https://eqtytrst.co/4tV4jyv Many investors hear Unrelated Business Income Tax (UBIT) and assume it’s something to avoid at all costs. But in reality, UBIT is often more limited and predictable than expected, and it doesn’t mean something went wrong inside your IRA. In this episode of Getting Real, John Bowens, Director, Head of Education and Investor Success, breaks down what triggers UBIT, how it’s calculated, and why it commonly appears when investors use strategies like leverage or participate in certain types of business activity. Key topics: - What triggers UBIT in a self-directed IRA - How debt-financed income impacts taxation - A real-world example of how UBIT is calculated - Why UBIT typically applies to only a portion of income - How UBIT fits into broader investment strategies Reimagine Your Retirement with Equity Trust: https://eqtytrst.co/homepage Connect with us on social media! ⭐ LinkedIn: https://eqtytrst.co/linkedin ⭐ Facebook: https://eqtytrst.co/facebook ⭐ Instagram: https://eqtytrst.co/instagram ⭐ Twitter/X: https://eqtytrst.co/twitter ⭐ TikTok: https://eqtytrst.co/tiktok ⭐ Reddit: https://eqtytrst.co/reddit